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Transfer large amounts of money
Our commitment goes beyond bank-beating rates. Take advantage of our dedicated expert support, low fees, flexible transfer methods, and our lightning fast transfer speeds.
Compare us to your bank and see the Xe difference
We consistently offer bank-beating exchange rates so you can keep more money in your pocket. With upfront pricing and no surprise fees, we outshine traditional banks.
Why choose Xe
Fast transfers
Sending money abroad is quick and easy with Xe. 90% of transfers arrive in minutes, so your money reaches its destination on time.
Low to no fees
Get low fees when you send money internationally. Our fees are transparent, so you'll know exactly what you're paying upfront.
Secure transactions
Your security is our priority. We use top data protection and enterprise-level security to protect you and your money.
Real-time tracking
Track your transfer's progress from start to completion. Receive notifications with every step your funds take.
24/5 expert global transfer support
Are you ready to set up your large money transfer but need some guidance with the process or have other questions? We're here to help and ensure your transfer goes smoothly.
Send money on the go with our app
Experience the convenience of digital money transfers. With just a few clicks, you can transfer money to over 220 countries worldwide. Join the thousands who trust us daily for their money transfer needs.
Whatever the reason, we've got you covered
Buying property abroad
Purchasing a home abroad is a thrilling but complex journey. Ensuring your transfers are secure, cost-effective, and handled with care is key. Let us help you make the most of your money.
Relocating overseas
Your belongings are packed and you're ready to move abroad, but now you're unsure how to move your money. This can be daunting, but with our help, it doesn't have to be.
Investing abroad
Looking to expand your portfolio with international investments? Our bank-beating rates ensure you get the most out of your money, giving you more to invest and grow your wealth.
Managing housing
Whether you're transferring rental income or making payments on an international mortgage, we ensure your funds are delivered securely and promptly every time.
Supporting family
Creating a better life for yourself and your family takes heart and dedication. With Xe, you can trust that your loved ones will receive the money they need quickly and reliably.
Inheritance transfers
Moving an inheritance overseas can be complex and overwhelming. We understand the need for care and precision, and we're here to support you every step of the way.
Transfer large amounts of money abroad with Xe
Create account
It takes just a few minutes. All we need is your email address and some additional information.
Instant quote
Receive a live bank-beating money transfer rate for your chosen currency.
Send money
Add all necessary details and set up the transfer. Once we get the funds we'll handle the rest.
Track your transfer
Track your transfer every step of the way. Enable notifications to get updated on your transfer.
Xe for business
Looking for global business solutions?
Whether you need to make cross-border payments or FX risk management solutions, we’ve got you covered. Schedule international transfers and manage foreign exchange risk across 130 currencies in 190+ countries.
Large money transfer FAQ
Sending large amounts of money with Xe is very easy. Just follow the below 6 steps.
Step 1: Sign up for free
Sign in to your Xe account or sign up for free. It takes just a few minutes, all you need is an email address.
Step 2: Get a quote
Let us know the currency you'd like to transfer, how much money you want to send and the destination.
Step 3: Add your recipient
Provide your recipient's payment information (you'll need details like their name and address).
Step 4: Verify your identity
For some transfers, we may need identifying documents to confirm it’s really you and keep your money safe.
Step 5: Confirm your quote
Confirm and fund your transfer with a bank account, credit card, or debit card and you're done!
Step 6: Track your transfer
See where your money is and when it arrives to your recipient. Get live chat, phone and email support.
At Xe, we offer multiple ways to send money.
Direct Debit ACH (recommended for large transfers):
Direct Debit, or Automated Clearing House (ACH) payments take funds directly from your bank account.
Wire Transfer (recommended for large transfers):
Wire transfers will move money by transferring from your bank to ours. We usually receive money in 24 hours.
Debit or Credit Card:
Card payments typically take less than 24 hours. However, card payments come with a small additional fee.
Initiating a money transfer reveals typical durations. Delivery time estimates may change based on currency, destination, and payment method. Track transfers using the Activity screen on the Xe app or website and chat live with our virtual assistant, Lexi, for assistance.
Fastest payment options:
Transfers begin once we've received your payment.
Card payments are the quickest, processed almost instantly. Choose card payment for urgent transfers.
Bank transfers, direct debits, and ACH are a bit slower, taking up to 2 business days to reach us.
Delivery timeframes:
After receiving your payment, we send your money. Allow 1 to 3 business days for transfers to reach recipients, depending on currency and destination. For concerns, chat with Lexi to track transfers.
In order to make a money transfer with Xe, you will need your bank information, your recipient's bank information, the amount you're transferring, and the currency you'd like to exchange to.
Once you've confirmed the information and your payment has been received, the transfer initiates.
For your security, we do have limits on how much you can send in a single online transfer.
Online transfer limit per region:
UK & Europe (GBEU): £350,000 GBP or sending currency equivalent
United States (US): $535,000 USD or sending currency equivalent
Canada (CA): $560,000 CAD or sending currency equivalent
Australia & New Zealand (AUNZ): or sending currency equivalent
The payment method you choose may also determine how much you can send with us. Read our FAQs for more information and view a list of payment methods available to you.
Customers in Canada and the USA paying by bank or wire transfer:
Customers in Canada need to send $3000 CAD or more to pay by bank or wire transfer
Customers in the USA need to send $3000 USD or more to pay by bank or wire transfer
At Xe, we employ state-of-the-art security measures to protect your funds and personal information. This includes:
Encryption:
All data transmitted through our platform is encrypted using SSL (Secure Socket Layer) technology.
Regulatory Compliance:
We are regulated by financial authorities in multiple jurisdictions, ensuring adherence to strict security standards.
Two-Factor Authentication:
We offer two-factor authentication (2FA) to add an extra layer of security to your account.
Fraud Prevention:
Advanced monitoring systems are in place to detect and prevent fraudulent activities.
Secure Payment Methods:
We only use secure and reliable payment methods to ensure the safety of your funds during the transfer process.
If you send more than $50,000 USD a year (or local currency equivalent) you are eligible for this service.
Here are just a few things the team can help you with:
• Support with setting up large transfers
• Setting up a forward order to lock in the current send rate for up to 24 months
• Creating market orders to enable you to send money when a target rate is achieved
• Creating a regular payment for making regular, automated transfers with fixed rates, just like your usual direct debits
If you would like to speak with a member of our team, you can call us using the below details:
United Kingdom (GB): +441753441800 (8am-6pm GMT)
Europe (EU): +441753441800 (8am-6pm GMT)
New Zealand (NZ): +6499054625 (9am-7pm NZT)
Australia (AU): +61280745279 (9am-7pm NZT)
United States (US): +17372557830 (7am-5pm PT)
Canada (CA): +16474753660 (7am-5pm PT)