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International business payments
Sign up in minutes
Create a business account in 5 minutes
Sign up in under 5 minutes and start making fast, cross-border payments. All it takes is an email address to create your Xe Business account. Once registered, verify your business details, and you’ll be ready to send money.
Global business payments
Easily send money to over 190+ countries
Choose your currencies, payment method, and recipient details (including their address, bank account/IBAN, and SWIFT/BIC). Make international money transfers for your business to over 190+ countries worldwide.
Live support & updates
Track a transfer and get live customer support
Monitor the status of your transfers in real time through your online Xe account. Stay informed every step of the way with detailed updates. Need help? Our dedicated support team is available via live chat, phone, or email to assist with any questions or issues related to your payments.
International payment methods
Xe offers multiple ways to fund your international payments, tailored to your region and needs:
ACH direct debit (US only)
ACH direct debit is available for customers in the U.S. and is ideal for smaller payments. With ACH, businesses can authorize a one-time debit from their bank account to Xe. This method is free of ACH fees, with delivery times typically taking 1-5 business days. You can send up to $25,000 per day in over 190 currencies worldwide.
Wire or bank transfer (global)
Wire transfer is available to all customers and is perfect for larger payments. With wire transfers, you can send up to $15 million USD per day in over 190 currencies, all with zero transfer fees. Funds typically reach Xe within 2 business days, and payments are delivered within 24 hours of receipt.
EFT (Canada only)
Xe business customers in Canada can use EFT to fund transfers in over 190 currencies. This process typically takes up to 5 business days, comes with zero transfer fees, and allows for daily send limits of up to $33,000 CAD. Simply authorize a one-time debit from your bank account to get started.
Call our agents (global)
Speak with an Xe agent for assistance with large business payments and international transfers. Our Customer Care Team is available via live chat, phone, or email to provide personalized support. Transfers can take up to 5 business days, with no fees on transactions in over 190+ currencies and daily limits of up to $15 million USD.
No send limits on large payments and zero fees
Xe business customers benefit from zero fees on most global payments, subject to Xe's terms and conditions. However, certain services, such as same-currency transfers, may be subject to fees.
Frequently asked questions
Do you have questions about business international payments? Read our FAQs to learn more.
You can set up a business account online using our secure web platform. Follow these simple steps to register:
Click here to register for an Xe business account.
Enter your email address and then select a secure password.
Fill in some basic company information about the business you want to register.
Enter your own personal details.
Tell us some information about how you intend to use the service (for example, the currencies you’re interested in).
Agree to the terms and conditions.
Await approval from a member of our team.
Xe for Business customers benefit from zero fees on most international payments - subject to Xe's terms and conditions. For some of our services, such as same currency payments, your transfer may be subject to a fee. These are determined by several factors and any fees will be clearly displayed before you confirm your transfer. Read this article for more information about fees for consumer customers:
Xe is pleased to offer a same-currency transfer service to our Xe for Business users sending money internationally. The number of currencies available for same-currency payments will increase as we gradually roll out this service, which is currently only available to business account holders.
We’ll send your money to your recipient as quickly as possible. If you’d like to check the status of your transfer, follow these steps:
Sign in to your Xe account
Choose Transactions
You’ll be presented with a list of your transfers
A green check mark in the ‘In’ and ‘Out’ column lets you know when we’ve received and sent out your money. A red cross in either of these indicates your transfer has not passed this stage yet.